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Electronic Payment Systems 201
Guidelines and Tools
Disruptive innovation in the payments sector—and indeed the retail financial services industry—does not occur frequently. This is partly due to the dominant position of the incumbent players (primarily banks and payment networks), and partly due to the nature of the sector itself: as they relate to...
Delivering Cash through Cards: A quick delivery guide for cash transfer programming in emergencies
Guidelines and Tools
A Quick Delivery Guide to delivering money through cards (magnetic stripe or smart cards). Prepared as a practical tool, this guide provides a brief synthesis of the necessary preconditions and advantages and disadvantages of using cheques. It also provides practical implementation tips.
Zap It to Me: The Short-Term Impacts of a Mobile Cash Transfer Program
Report
Conditional and unconditional cash transfers have been effective in improving development outcomes in a variety of contexts, yet the costs of these programs to program recipients and implementing agencies are rarely discussed. The introduction of mobile money transfer systems in many developing...
Beyond Banks: Cash Transfers 2.0 – Electronic payments technology in humanitarian assistance in Kenya
Report
This article in Monday Developments Magazine (June 2011) looks at how the emergence of new technologies in the financial sector in Kenya – namely remote banking and mobile phone banking – have the potential to enable aid organisations to delivery money to unprecedented numbers of people, with record...
DFID Cash Transfers Literature Review
Report
This paper provides a synthesis of current global evidence on the impact of cash transfers in developing countries, and of what works in different contexts, or for different development objectives. Cash transfers are direct, regular and predictable non-contributory cash payments that help poor and...
Paying attention to detail: How to transfer cash in cash transfers
Report
This policy working paper looks at various delivery mechanisms which can be used to transfer cash to people in cash interventions. It discusses how these affect the costs, and the barriers, faced by those receiving cash as well as the costs and risks to implementing agencies of successful programme...
Evaluation of Concern’s Post Election Violence Recovery (PEVR) programme
Case Study
Concern’s Post Election Violence Recovery (PEVR) Programme was a cash transfer programme operating in areas of Kenya (Nairobi, Nyanza, and the Rift Valley) affected particularly badly by the violence that followed the announcement of the national election results in late 2007. Building on several other...
Delivering money: Cash transfer mechanisms in emergencies
Report
This report documents lessons learned in cash transfer programming in emergencies, with a particular focus on the practicalities of how to deliver money to beneficiaries. It provides guidance for project managers needing to make choices about how to efficiently and effectively deliver cash, and explores...
Cash Transfers through Mobile Phones: An Innovative Emergency Response in Kenya
Case Study
Kenya was the first country in the world to use mobile phones for cash transfers; through a service called M-PESA, developed by Safaricom Limited. Concern Worldwide has pioneered the use of M-PESA for
emergency cash transfers in Kenya. This paper highlights Concern’s experience, which shows that despite...
Evaluation of Concern Kenya’s Kerio Valley Cash Transfer Pilot (KVCTP)
Report
The Kerio Valley Cash Transfer Pilot (KVCTP) was Concern and its local partner the Catholic Diocese of Eldoret’s short-term and targeted response to the food security problems that affected communities in four Sub-locations in Baringo North and Pokot East Districts as a result of the post election...
Mise en oeuvre des interventions monetaires: un manuel pour les professionels du terrain
Guides et outils
Ceci est un guide complet de la théorie et la pratique des interventions monétaires, couvrant les subventions en espèces, bons/coupons, et l’argent contre le travail. Il comprend également des outils pratiques, y compris des exemples de questionnaires, enquêtes de marché, les cartes de...
Implementing cash-based interventions: A guideline for aid workers
Guidelines and Tools
This is a comprehensive guide to the theory and practice of cash-based interventions in the field, covering cash grants, vouchers, and labour-based interventions (cash for work). It also includes practical templates including examples of questionnaires, market surveys, beneficiary cards, voucher formats...
