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Pagos digitales

La adopción de nuevas tecnologías es crucial para lograr que la respuesta humanitaria, incluidos los programas de transferencias monetarias (PTM), sea lo más eficaz posible. Pero cuando integremos estas nuevas tecnologías y alianzas en la asistencia humanitaria, debemos garantizar que la seguridad, la dignidad y las preferencias de las personas en situación de crisis estén siempre en primer lugar.

La tecnología digital está transformando la manera en que respondemos a las emergencias. Las innovaciones abarcan desde cómo identificar a las personas elegibles para recibir asistencia, hasta la recopilación de datos para evaluaciones y monitoreo, así como la comunicación con las comunidades afectadas por situaciones de crisis. Los sistemas de pago digital, incluidos los dispositivos móviles, cupones electrónicos y tarjetas (cuando se utilizan apropiadamente) pueden proporcionar asistencia más oportuna, más segura, más eficaz en relación al costo, y más inclusiva. Sin embargo, a medida que el volumen de los datos personales que recogemos, almacenamos y compartimos sobre la gente crece, debemos garantizar que nuestros sistemas de protección de datos se mantienen al día, y que comprendemos y mitigamos los riesgos inherentes a las nuevas tecnologías. 

Últimos recursos

DFID Cash Transfers Literature Review

Report

This paper provides a synthesis of current global evidence on the impact of cash transfers in developing countries, and of what works in different contexts, or for different development objectives. Cash transfers are direct, regular and predictable non-contributory cash payments that help poor and...

2011

Beyond Banks: Cash Transfers 2.0 – Electronic payments technology in humanitarian assistance in Kenya

Report

This article in Monday Developments Magazine (June 2011) looks at how the emergence of new technologies in the financial sector in Kenya – namely remote banking and mobile phone banking – have the potential to enable aid organisations to delivery money to unprecedented numbers of people, with record...

2011

Electronic Payment Systems 201

Guidelines and Tools

Disruptive innovation in the payments sector—and indeed the retail financial services industry—does not occur frequently. This is partly due to the dominant position of the incumbent players (primarily banks and payment networks), and partly due to the nature of the sector itself: as they relate to...

2011

Sharing What Works – Working with payment service providers

Report

A handy tool on choosing payment service providers for delivering cash transfers.  Developed by WFP Zambia. Mobile money and m-banking are now providing unprecedented opportunities to enhance programming within the WFP through cash and vouchers delivery mechanisms. Often in this context providers are...

2011

Evaluation of Concern’s Post Election Violence Recovery (PEVR) Programme

Report

Concern’s Post Election Violence Recovery (PEVR) Programme was a cash transfer programme operating in areas of Kenya (Nairobi, Nyanza, and the Rift Valley) affected particularly badly by the violence that followed the announcement of the national election results in late 2007. Building on several other...

2010

Evaluation of Concern Kenya’s Kerio Valley Cash Transfer Pilot (KVCTP)

Report

The Kerio Valley Cash Transfer Pilot (KVCTP) was Concern and its local partner the Catholic Diocese of Eldoret’s short-term and targeted response to the food security problems that affected communities in four Sub-locations in Baringo North and Pokot East Districts as a result of the post election...

2008