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Mobile Money Systems for Humanitarian Delivery: World Vision cash transfer project in Gihembe refugee camp, Rwanda
Report
One of the factors driving the steady shift towards employing technology is the rapid expansion of the mobile telecommunications system and its potential to reach even remote areas of the world. According to global statistics, there are almost 7 billion mobilecellular subscriptions, three-quarters of them...
Facteurs affectant l’optimisation des coûts des transferts électroniques dans les programmes humanitaires
Rapport
Ce travail de recherche propose une méthodologie pour évaluer les coûts et présente des études de cas détaillées sur les coûts liés à l’exécution des récents programmes faisant appel aux transferts monétaires en situation d’urgence menés au Kenya et en Somalie, s’inspirant des...
E-Transfers: One Year Later Workshop Learning Document
Report
In the aftermath of Typhoon Haiyan (known locally as Typhoon Yolanda), an estimated half million storm-affected Filipinos received an electronic cash transfer (e-transfer) to help them rebuild and recover from the storm’s devastation. The presence of a large number of Financial Service Providers...
MasterCard Worldwide and Mercy Corps: ELEVATE phase I report
Report
The Nepal pilot focused on testing several key stages in the deployment of mobile vouchers, including the following: Identify a technology partner, Customize a mobile voucher platform, and Use the platform to distribute goods to people in need. Two different types of mobile vouchers (SMS and smartphone...
Analyse du projet MPESA, Une exploration de l’utilisation de ‘cash transfer’
Rapport
Safaricom Limited, opérateur de services mobiles au Kenya, a lancé en 2007 un système de transfert d’argent par mobile: M-PESA. Ce système permet aux utilisateurs d’envoyer ou de recevoir de l’argent sur leur carte SIM Safaricom. Télécoms sans Frontières et Vétérinaires sans Frontières –...
Striving for E-Payments at Scale in the Philippines
Report
As the Philippines experienced economic growth in the early 2000s, it still saw a rise in poverty. The Pantawid Pamilyang Pilipino Program (4Ps) is a conditional cash transfer program that aims to provide short-term poverty alleviation for poor households. The program emerged out of the country’s...
Shifting Food Assistance in Kenya to E-Payments
Report
The shift away from in-kind aid as the preferred mechanism for humanitarian assistance has contributed to the rise of cash transfers in Kenya. In 2008, the World Food Programme (WFP) for the first time shifted strategically from a food aid to a food assistance strategy, recognizing new and diverse ways in...
E-Payments in Uganda with Limited Infrastructure
Report
The 2005 Uganda Chronic Poverty Report argued that households in chronic poverty show a range of deficits that include deficient consumption and malnutrition, limited access to health and education, and limited voice and influence. For many of these households social exclusion reinforces their...
An Innovative way of Humanitarian Assistance using Mobile Money Transfer in Bangladesh
Presentation
A video detailing Oxfam’s use of mobile money transfer in Bangladesh.
Transferencias electrónicas en situaciones de emergencia: guía práctica para su aplicación.
Guía y herramientas
La guía Transferencias electrónicas en situaciones de emergencia: Guía práctica para su aplicación está dirigida a los expertos sobre el terreno de las organizaciones humanitarias que trabajan en respuestas que incorporan transferencias en efectivo entregadas a través de sistemas de pago digital,...
Protecting Beneficiary Privacy: Principles and Operational Standards for the Secure Use of Personal Data in Cash and e-transfer Programmes
Guidelines and Tools
The use of electronic transfers (e-transfers) in cash transfer programming has grown in the humanitarian sector and is increasingly recognised as an effective and efficient intervention in certain emergency contexts. Following recommendations made by a CALP research in 2011 on e-transfers ‘New...
E-transfers in Emergencies: Implementation support guidelines
Guidelines and Tools
Electronic transfers, or e-transfers, are a form of value transfer that relies on digital payment systems. The great many benefits they can realise for aid recipients and aid agencies alike in terms of increased security, convenience, privacy, speed, reduced operational/transaction costs and logistics,...
ICT/mobile Phone Technology: A shift in the right direction
Blog Post
Thirteen African nations came together for the AgriKnowledge Share Fair in Addis Ababa at the end of October 2012 to learn about approaches for quicker and more efficient humanitarian response. Government representatives, researchers, UN agencies and NGOs gathered for a three day symposium on best...
Social Cash Transfers and Financial Inclusion: Evidence from four countries
Report
This focus note from CGAP looks at social cash transfers and how this is being used to improve financial inclusion. To do so they look at examples from Brazil, Colombia, Mexico and South Africa. The focus note compares the various payment approaches, how these interlink with the respective government...
Lignes directrices : comment utiliser les Hawala en Somalie ?
Guides et outils
Pour distribuer des fonds en Somalie, les agences humanitaires ont de plus en plus fréquemment recours à des sociétés spécialisées dans le transfert d’argent, également connues sous le nom de Hawala. Le présent document définit ce que sont les Hawala, précise leur mode de fonctionnement et...
New Technologies in Cash Transfer Programming and Humanitarian Assistance
Report
This study was commissioned by the the CALP Network in 2011, to review the current use of new technology in humanitarian cash and voucher programming and the broader implications for humanitarian practice. The research was undertaken to explore (i) preconditions for the use of technological...
New Technologies in Cash Transfer Programming and Humanitarian Assistance – Executive Summary
Report
This is the executive summary of the CALP Network’s research on new technologies in cash transfer programming and humanitarian assistance. For more, please see the full report.
E-payments in Emergency Cash Transfer Programming
Guidelines and Tools
This 2-pager summarises some of the main features, benefits and challenges of 4 different electronic payment methods that can be used to deliver cash transfers in an emergency: pre-paid cards, smart cards, mobile money and mobile vouchers. It is drawn from the CALP Network research on New Technologies in...
Guidelines: How to use Hawala in Somalia
Guidelines and Tools
Money transfer companies, also known as Hawala, are an increasingly popular partner chosen by humanitarian agencies to distribute cash in Somalia. This brief will explain what Hawala are, how they operate, and provide some brief guidelines on how agencies can partner with them to deliver cash transfers in...
MPESA Project Analysis: Exploring the use of cash transfers using cell phones in pastoral areas
Report
Safaricom Limited, a mobile network operator in Kenya, launched a mobile money transfer system called M-PESA in 2007. This system allows users to send or receive money on their Safaricom SIM card. Télécoms sans Frontières and Vétérinaires sans Frontières – Germany decided to work in partnership on...
