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Transferencias monetarias multipropósito

Las transferencias monetarias multipropósito (TMM) ofrecen a las personas afectadas por una crisis la flexibilidad y la dignidad para elegir la forma de cubrir sus necesidades. Sin embargo, los actores humanitarios deben encontrar nuevas formas de trabajar juntos para garantizar la incorporación efectiva de esta modalidad de asistencia en el sistema humanitario.

Las TMM son transferencias de efectivo sin restricción que las personas afectadas por una crisis pueden utilizar para cubrir sus necesidades básicas. Por su naturaleza, las TMM son la modalidad de asistencia que ofrece a las personas un máximo grado de elección, flexibilidad y dignidad. También existen cada vez más evidencias de que son más costo-eficientes y costo-efectivas para satisfacer múltiples necesidades. 

No obstante, las TMM requieren nuevas formas de colaboración entre los actores humanitarios, en todas las etapas del ciclo del programa, así como entre sectores. Si bien existen herramientas sólidas para fomentar la colaboración, éstas no han sido ampliamente adoptadas y las TMM todavía son utilizadas de manera ad hoc. Quedan desafíos por abordar si queremos integrar las TMM en el sistema humanitario con éxito. 

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