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Ongoing research

Payments in hard-to-reach places: Recommendations, tools and leverages for implementing organisations

The Sahel region is increasingly affected by conflict, climate shocks, chronic vulnerabilities and endemic poverty that are putting millions at risk. An increasing number of the vulnerable people in the Sahel live in hard-to-reach areas, away from infrastructure such as roads or phone signal, in insecure areas or places not covered by financial service providers (FSPs).

Anticipated end date: 30 September 2023

Contact: Mirko Tommasi

Hard-to-reach areas are not as served by cash and voucher assistance (CVA) because risks are greater and therefore the cost of implementation is higher as well. This results in a greater disparity between need and response than is seen in easier to access regions and means limited humanitarian resources may be more effectively deployed.

This research will build upon CALP’s 2022 “Coup de projecteur sur le Sahel et l’Afrique du Centre” (only available in French) and will support organisations in their aim to deliver CVA in hard-to-reach areas by outlining and assessing the general payment options that exist in the region. Whilst this work will focus on payment, it will also signpost to other work which explains how to implement other CVA programme steps in hard-to-reach areas.


This work will be made possible by the generous support of the American people through the United States Agency for International Development (USAID). The contents are the responsibility of CALP and do not necessarily reflect the views of USAID or the United States Government.