Paiements numériques
Les technologies numériques transforment la manière dont nous répondons aux urgences. Les innovations sont multiples : elles concernent l’identification des personnes ayant droit à une aide, la collecte des données pour les évaluations et le suivi ou encore la communication aux communautés affectées par la crise. Les systèmes de paiement numérique, dont les appareils mobiles, les coupons électroniques et les cartes, lorsqu’ils sont utilisés de manière appropriée, peuvent accélérer, sécuriser et optimiser l’assistance, la rendant également plus inclusive. Toutefois, le volume de données personnelles que nous collectons, stockons et partageons augmentant, nous devons nous assurer que nos systèmes de protection des données restent pertinents et veiller à comprendre et atténuer les risques associés aux nouvelles technologies.
Contenu associé
Podcast: Is informed consent possible in humanitarian CVA?
Podcast
Episode 2 of the CashCast tackles data responsibility with Amos Doornbos, Linda Raftree, James Eaton Lee and Ric Tighe
Consent and Ownership in the Shift to Digital Cash and Voucher Assistance
Blog Post
Part of committing to cash and voucher assistance (CVA) is committing to going digital and collecting data. While they are two different things, they are deeply intertwined. And while an organisation can ‘go digital’ without cash programmes, it’s nearly impossible to commit to cash programmes in the long term without going digital. Yes, it is true we’ve done cash and voucher programmes...
Contenu récent
Responsible Digital Payments Guidelines
Guidelines and Tools
The focus of the Guidelines is on the common types of digital payments services provided to the financially underserved such as electronic money transaction accounts. For clients to adopt and use digital payments, they need to feel protected from risks such as loss of privacy, exposure to fraud, and...
Introducing the ELAN Data Starter Kit
Blog Post
Electronic cash transfers (e-transfers) often necessitate the transfer of personal data, some of which is sensitive, between humanitarian and private sector actors, such as financial service providers (FSPs). As use of e-transfers increases, having strong data management and protection practices in place...
DFID Shock-Responsive Social Protection Systems research: Literature review
Report
DFID has commissioned research into Shock-Responsive Social Protection systems, to further understand the nature of the interaction between social protection, humanitarian and disaster risk management systems and ways in which long-term social protection systems can be scaled up to
provide support in...
UNHCR Cash Assistance: Improving refugees lives and supporting local economies
Report
UNHCR’s Cash-Based Interventions (CBI) support the most vulnerable Syrian refugees living within the host community in Jordan. Thanks to generous donor support last year, over 30,000 households received monthly cash assistance, winterisation cash, and cash for health, totalling nearly US $ 85 million....
Principles on Public-Private Cooperation in Humanitarian Payments
Guidelines and Tools
E-payments can make the delivery of cash disbursements more secure, cost- effective, faster and more convenient. In the context of humanitarian crises, digital payments offer recipients choice and can help stimulate the local economy. To fully realize the benefits of new technologies and achieve scale,...
Can E-transfers Promote Financial Inclusion in Emergencies: A Case Study from Bangladesh
Report
The Electronic Cash Transfer Learning Action Network (ELAN) launched research to build an evidence base around connecting emergency electronic transfer (e-transfer) recipients with additional financial services. They wanted to learn if, when, and how e-transfers can promote sustained uptake and use...
Can E-Transfers Promote Financial Inclusion in Emergencies: A Case Study from Zimbabwe
Case Study
The Electronic Cash Transfer Learning Action Network (ELAN) launched research to build an evidence base around connecting emergency electronic transfer (e-transfer) recipients with additional financial services. They wanted to learn if, when, and how e-transfers can promote sustained uptake and use...
ELAN Workshop Report: E-Transfers in Iraq and Syria
Report
This report outlines the main conclusions and takeways of ELAN workshop held in Iraq. The event was organized to meet the following objectives: Introduce participants to the what, why, and when of e-transfers. Explore solutions to the particular challenges of using e-transfers in Iraq and Syria. Share...
ELAN Vocabulary and Usage
Guidelines and Tools
As e-transfer programs, technologies and products develop, key terms, phrases and working definitions are evolving alongside them. At the moment, these words and phrases are rarely standardized, and often hold unique meanings within different contexts and to different stakeholders. In order to facilitate...
Partnering with FSPs to Deliver Cash in Nepal: Top Considerations
Guidelines and Tools
Cash transfers are a proven way to help disaster-affected communities flexibly meet urgent basic needs. Several humanitarian agencies are planning cash transfers to support tens of thousands of Nepali earthquake survivors. While initial responses will likely rely on direct cash in envelopes, cash...
Data management and protection starter kit: Tip sheet 1: Privacy Impact Assessment (PIA)
Guidelines and Tools
A Privacy Impact Assessment (PIA) is a systematic analysis of the potential privacy risks related to data collected during program implementation. A PIA analyzes threats and risks to program data, including any legal and environmental factors, and develops mitigation strategies. PIAs help humanitarians...
Cash Transfers in Humanitarian Contexts
Report
Upon request of the Inter-Agency Standing Committee (IASC) Principals at their meeting on December 11, 2015, the World Bank agreed to coordinate a process of reviewing key issues and options for significantly scaling up the use of multipurpose cash transfers (MPCTs; including digital cash and vouchers) in...
Doing Digital Finance Right: The case for stronger mitigation of customer risks
Policy paper
Low-income consumers stand to benefit greatly from more accessible and affordable digital financial services (DFS) offerings. Indeed, evidence from consumer research in 16 markets analyzed for this paper indicates that customers highly value and benefit from many basic DFS. However, many users are not...
Digital Finance for Development: A Handbook for USAID Staff
Guidelines and Tools
This handbook is designed to enable USAID personnel to maximize the Agency’s use of and contribution to the growth of digital financial services in emerging markets around the world. As an Agency, USAID brings significant comparative advantages to the collective effort required to build out financial...
Mobile Money Bulk Payment Products: Capturing the market opportunity of global development organizations
Presentation
International relief and development organizations (DOs) receive significant aid funding from donors, which they regularly disburse in high volume, low value payments to millions of recipients for program and operational expenses. DOs and donors are increasingly using and promoting the use of new digital...
Guide de mise en œuvre d’e-transfert
Guides et outils
Le Guide de mise en œuvre d’e-transfert a été créé pour les membres de l’équipe de Mercy Corps qui envisagent d’utiliser – ou qui utilisent déjà – les e-transferts pour apporter l’aide aux participants au programme. Les chapitres 1 et 2 donnent un aperçu des étapes nécessaires à...
Doing Cash Differently: How cash transfers can transform humanitarian aid?
Policy paper
This report commissioned by the Overseas Development Institute highlights why giving aid directly in the form of cash is often a highly effective way to reduce suffering and to make limited humanitarian aid budgets go further. The publication, ,written by the High Level Panel on Humanitarian...
Partnering for Success: E-cash use in humanitarian programming
Policy paper
In recent years, new technologies have facilitated electronic cash transfers (e-transfers) to disaster- and conflict-affected populations. Utilizing e-cash in emergency response requires close partnerships with Financial Service Providers (FSPs), often in places where electronic payments are still...
Cash in Emergencies Toolkit
Guidelines and Tools
Access Toolkit Here Cash transfer based programming (CTP) is an effective and flexible way to support people affected by emergencies, maintaining their dignity and choice, while fostering local economies. CTP includes all forms of cash and voucher-based assistance. The Cash in Emergencies Toolkit has been...
Challenges and the State of Play of Interoperability in Cash Transfer Programming
Guidelines and Tools
This study explores the factors driving the design of interoperability for Cash Transfer Programming. It outlines the rapidly changing environment in which digital services are emerging, the types of digital collaborations that could be enabled, and the key design challenges that confront effective...
