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Le b.a.-ba des transferts monétaires : tout ce que vous devez savoir

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Paiements numériques

Se familiariser avec des technologies novatrices est essentiel pour veiller à ce qu’une intervention humanitaire (dont celles qui incluent des transferts monétaires) soit aussi efficace que possible. Toutefois, au moment d’intégrer de nouvelles technologies et partenariats pour l’aide humanitaire, nous devons nous assurer que la sécurité, la dignité et les préférences des personnes ayant vécu une situation de crise soient une priorité.

Les technologies numériques transforment la manière dont nous répondons aux urgences. Les innovations sont multiples : elles concernent l’identification des personnes ayant droit à une aide, la collecte des données pour les évaluations et le suivi ou encore la communication aux communautés affectées par la crise. Les systèmes de paiement numérique, dont les appareils mobiles, les coupons électroniques et les cartes, lorsqu’ils sont utilisés de manière appropriée, peuvent accélérer, sécuriser et optimiser l’assistance, la rendant également plus inclusive. Toutefois, le volume de données personnelles que nous collectons, stockons et partageons augmentant, nous devons nous assurer que nos systèmes de protection des données restent pertinents et veiller à comprendre et atténuer les risques associés aux nouvelles technologies.

Contenu récent

Cash transfer platforms in humanitarian contexts

Report

This report is based on ten days of desk-based research prepared for the Australian Government that aims to respond to the following questions: What is the rationale for using multi-purpose cash transfers and single platforms? What is driving donor agency positions on these issues? What is the evidence...

2017

Cash Delivery Mechanism Assessment Tool

Guidelines and Tools

In line with its commitment to institutionalise the use of Cash-Based Interventions (CBIs), the office of the United Nations High Commissioner for Refugees (UNHCR) released the Operational Guidance for Cash-Based Interventions in Displacement Settings (“the Guidelines”) dated 4 February 2015, to...

2017

E-transfers Procurement Learning and Good Practices

Guidelines and Tools

Humanitarian agencies have increased their use of cash transfers and related distribution technologies. Yet, most rely largerly procurement and contracting processes designed for goods and professional services. An Elan Survey of humanitarian operations staff and e-transfers providers indicated several...

2017

Delivery Mechanism Mapping for Cash Based Interventions in Cox’s Bazaar Bangladesh

Report

The ‘Delivery Mechanism Mapping for Cash Based Interventions (CBI) in Cox’s Bazaar, Bangladesh’ was conducted in December 2017 by a ‘Cash Champion’ deployed from Catholic Relief Services (CRS) with the support of the Global Shelter Cluster and ECHO, and involved consultations with numerous...

2017

Partnering with Mobile Network Operators in Zimbabwe to Deliver Cash Transfers

Report

This case study seeks to investigate and document the following: The process of engagement between MNOs and CARE. Clarity of roles between CARE/WVI as implementing agencies and MNOs. Successes and challenges in the partnership between CARE/WVI and the MNOs Measures taken to manage the impact of the...

2017

Managing Cash-Based Programmes in a Volatile Markets Contexts: The Case of Delivering Cash Using Mobile Money During the Zimbabwe Cash Liquidity Crisis

Report

This case study examines how the Zimbabwe national cash crisis evolved and the ways in which affected communities and the CTP adapted to the challenges it posed. The study highlights what worked well, what was less effective, and some other possible future opportunities. It also provides operational...

2017

Cash or in-kind? Why not both? Response Analysis Lessons from Multimodal Programming

Report

This research reviews lessons learned about response analysis from multimodal responses, that is, responses in which practitioners determined that more than one response modality between cash,vouchers, and in-kind, was a “best fit” or in which the conclusions about “best fit” changed over...

2017

Kenya Red Cross Society Using New Technology to Reach Communities in Hardship Areas

Report

Kenya Red Cross Society responded to the severe drought through cash transfers in Marsabit county. Unlike an earlier drought, where KRCS used manual system to pay beneficiaries in the same geographical area,  this year the organisation used a payment technology provided by a company called Compulynx....

2017

A buffer against the drought

Report

The Government of Kenya in partnership with DFID undertake a long term social protection program(Hunger Safety Net Program) in Northern Kenya reaching out to poor households with bi monthly cash transfers. So much investment has been put in this program including pre-registration and carding of...

2017

Cash-based transfers. Analytical Paper on WHS Self-Reporting on the Agenda for Humanity

Report

Forty-three stakeholders reported on World Humanitarian Summit (WHS) commitments related to cash-based transfers (CBT). Self-reports indicate that cash is increasingly a preferred option, when appropriate, taking into account context and feasibility considerations. Cash programming is being streamlined...

2017

Adaptable and effective: Cash in the face of multi-dimensional crisis

Report

A summary of the learnings and recommendations from an internal and external evaluation of the Emergency Cash-First Response to Drought-Affected Communities in the Southern Provinces of Zimbabwe project which was carried out from August 2015 to May 2017. The external evaluation was carried out by Oxford...

2017

Guide ELAN pour l’évaluation d’argent mobile et l’établissement de contrat

Guides et outils

L’argent mobile offre le potentiel énorme de permettre des transferts d’argent liquide à l’échelle et de relier des participants de programme à des services financiers. Fréquemment, cependant, les professionnels humanitaires ont des difficultés à comprendre la terminologie liée à l’argent...

2017

Digital Cash Transfers in Liberia. A case study from Save the Children’s Emergency Food Security Program (2015- 2016)

Report

Through its USAID-funded Emergency Food Security Program, Save the Children was the first organization to implement cash transfers through mobile money at scale in Liberia, where mobile money services are nascent. From liquidity management to incentivizing agents, the challenges, lessons, and...

2017

Exploitation des technologies numériques dans les transferts monétaires mis en oeuvre lors de la réponse à l’épidémie d’Ebola

Rapport

L’adoption des technologies numériques s’est accrue parallèlement à l’essor des transferts monétaires, souvent au moyen de transferts électroniques, car ces solutions présentent des avantages en matière de transparence et d’efficacité (gain de temps et d’argent). En 2015, le Haut Panel...

2017

E-Transfers for Hygiene through Red Rose in Northern Syria

Report

Cash is receiving a lot of attention globally and is currently being scaled-up at the highest level. On the 9th February 2016, the UN Secretary-General Ban Ki-moon launched his report for the World Humanitarian Summit, calling for cash-based programming to be the ‘default method of support for affected...

1 septembre 2016

Innovative Electronic Cash Transfer Programme for Emergencies. An Oxfam Visa case study in Philippines

Report

On November 8, 2013, super Typhoon Haiyan (local name Yolanda) struck the Philippines, killing more than 6,000 people, and displacing an estimated 4.4 million individuals. Through its cash transfer programme, Oxfam conducted cash for work activities, and provided cash asset recovery to more than...

22 août 2016

Untapped Humanitarian Demand: A Business Case for Expanding Digital Financial Services

Report

The International Rescue Committee, commissioned Strategy Impact Advisors  to build a return on investment (ROI) model to estimate whether or not a business case exists for expanded coverage of digital financial services in crisis-prone areas (Lebanon and the Philippines). This analysis provides...

18 août 2016

Making Electronic Payments Work for Humanitarian Response

Report

The dialogue leading up to the WHS has cast a spotlight on humanitarian cash transfers. Significant global attention has centered on the role of cash transfers in bringing efficiency to the humanitarian system and improving outcomes for crisis-affected populations. U.N. Secretary-General Ban Ki-moon has...

17 août 2016

Le b.a.-ba des transferts monétaires : tout ce que vous devez savoir

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