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Todo sobre los PTM: explicación de los programas de transferencias monetarias

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Pagos digitales

La adopción de nuevas tecnologías es crucial para lograr que la respuesta humanitaria, incluidos los programas de transferencias monetarias (PTM), sea lo más eficaz posible. Pero cuando integremos estas nuevas tecnologías y alianzas en la asistencia humanitaria, debemos garantizar que la seguridad, la dignidad y las preferencias de las personas en situación de crisis estén siempre en primer lugar.

La tecnología digital está transformando la manera en que respondemos a las emergencias. Las innovaciones abarcan desde cómo identificar a las personas elegibles para recibir asistencia, hasta la recopilación de datos para evaluaciones y monitoreo, así como la comunicación con las comunidades afectadas por situaciones de crisis. Los sistemas de pago digital, incluidos los dispositivos móviles, cupones electrónicos y tarjetas (cuando se utilizan apropiadamente) pueden proporcionar asistencia más oportuna, más segura, más eficaz en relación al costo, y más inclusiva. Sin embargo, a medida que el volumen de los datos personales que recogemos, almacenamos y compartimos sobre la gente crece, debemos garantizar que nuestros sistemas de protección de datos se mantienen al día, y que comprendemos y mitigamos los riesgos inherentes a las nuevas tecnologías. 

Últimos recursos

Delivery Mechanism Mapping for Cash Based Interventions in Cox’s Bazaar Bangladesh

Report

The ‘Delivery Mechanism Mapping for Cash Based Interventions (CBI) in Cox’s Bazaar, Bangladesh’ was conducted in December 2017 by a ‘Cash Champion’ deployed from Catholic Relief Services (CRS) with the support of the Global Shelter Cluster and ECHO, and involved consultations with numerous...

2017

Managing Cash-Based Programmes in a Volatile Markets Contexts: The Case of Delivering Cash Using Mobile Money During the Zimbabwe Cash Liquidity Crisis

Report

This case study examines how the Zimbabwe national cash crisis evolved and the ways in which affected communities and the CTP adapted to the challenges it posed. The study highlights what worked well, what was less effective, and some other possible future opportunities. It also provides operational...

2017

Cash or in-kind? Why not both? Response Analysis Lessons from Multimodal Programming

Report

This research reviews lessons learned about response analysis from multimodal responses, that is, responses in which practitioners determined that more than one response modality between cash,vouchers, and in-kind, was a “best fit” or in which the conclusions about “best fit” changed over...

2017

Kenya Red Cross Society Using New Technology to Reach Communities in Hardship Areas

Report

Kenya Red Cross Society responded to the severe drought through cash transfers in Marsabit county. Unlike an earlier drought, where KRCS used manual system to pay beneficiaries in the same geographical area,  this year the organisation used a payment technology provided by a company called Compulynx....

2017

A buffer against the drought

Report

The Government of Kenya in partnership with DFID undertake a long term social protection program(Hunger Safety Net Program) in Northern Kenya reaching out to poor households with bi monthly cash transfers. So much investment has been put in this program including pre-registration and carding of...

2017

Cash-based transfers. Analytical Paper on WHS Self-Reporting on the Agenda for Humanity

Report

Forty-three stakeholders reported on World Humanitarian Summit (WHS) commitments related to cash-based transfers (CBT). Self-reports indicate that cash is increasingly a preferred option, when appropriate, taking into account context and feasibility considerations. Cash programming is being streamlined...

2017

Adaptable and effective: Cash in the face of multi-dimensional crisis

Report

A summary of the learnings and recommendations from an internal and external evaluation of the Emergency Cash-First Response to Drought-Affected Communities in the Southern Provinces of Zimbabwe project which was carried out from August 2015 to May 2017. The external evaluation was carried out by Oxford...

2017

Digital Cash Transfers in Liberia. A case study from Save the Children’s Emergency Food Security Program (2015- 2016)

Report

Through its USAID-funded Emergency Food Security Program, Save the Children was the first organization to implement cash transfers through mobile money at scale in Liberia, where mobile money services are nascent. From liquidity management to incentivizing agents, the challenges, lessons, and...

2017

Mobile Money in Somalia – Household Survey and Market Analysis

Report

Key findings from an assessment of mobile money in Somalia. Provides information about mobile money penetration; practicalities; usage; perceptions and the use of shillings versus dollars.

2017

ELAN Humanitarian KYC Case Studies

Report

Know Your Customer (KYC) regulations, also known as customer due diligence, are designed to combat money laundering, terrorist financing, and other related threats to the financial system. They refer to the ID checks that financial institutions perform to comply with national financial regulations....

2017

Can E-Transfers Promote Financial Inclusion in Emergencies: A Case Study from Ethiopia

Report

The Electronic Cash Transfer Learning Action Network (ELAN) launched this research to build an evidence base around connecting emergency electronic transfer (e-transfer) recipients with additional financial
services. They also wanted to learn if, when, and how e-transfers can promote sustained uptake and...

2017

The Financial Journey of Refugees Full Report

Report

This document details how refugees and migrants from the Middle East, South and Central Asia and East, West and North Africa finance their journeys and manage money along the way.

2017

Review of the Common Cash Facility approach in Jordan

Report

The United Nations High Commissioner for Refugees (UNHCR) in Jordan has pioneered a collaborative, multi-stakeholder approach to the delivery of cash, known as the Common Cash Facility (CCF). The aim of the CCF is to provide humanitarian actors with direct and equal access to a common financial service...

2017

Cash Delivery Mechanism Assessment Tool

Guidelines and Tools

In line with its commitment to institutionalise the use of Cash-Based Interventions (CBIs), the office of the United Nations High Commissioner for Refugees (UNHCR) released the Operational Guidance for Cash-Based Interventions in Displacement Settings (“the Guidelines”) dated 4 February 2015, to...

2017

E-transfers Procurement Learning and Good Practices

Guidelines and Tools

Humanitarian agencies have increased their use of cash transfers and related distribution technologies. Yet, most rely largerly procurement and contracting processes designed for goods and professional services. An Elan Survey of humanitarian operations staff and e-transfers providers indicated several...

2017

E-Transfers for Hygiene through Red Rose in Northern Syria

Report

Cash is receiving a lot of attention globally and is currently being scaled-up at the highest level. On the 9th February 2016, the UN Secretary-General Ban Ki-moon launched his report for the World Humanitarian Summit, calling for cash-based programming to be the ‘default method of support for affected...

1 septiembre 2016

Innovative Electronic Cash Transfer Programme for Emergencies. An Oxfam Visa case study in Philippines

Report

On November 8, 2013, super Typhoon Haiyan (local name Yolanda) struck the Philippines, killing more than 6,000 people, and displacing an estimated 4.4 million individuals. Through its cash transfer programme, Oxfam conducted cash for work activities, and provided cash asset recovery to more than...

22 agosto 2016

Untapped Humanitarian Demand: A Business Case for Expanding Digital Financial Services

Report

The International Rescue Committee, commissioned Strategy Impact Advisors  to build a return on investment (ROI) model to estimate whether or not a business case exists for expanded coverage of digital financial services in crisis-prone areas (Lebanon and the Philippines). This analysis provides...

18 agosto 2016

Making Electronic Payments Work for Humanitarian Response

Report

The dialogue leading up to the WHS has cast a spotlight on humanitarian cash transfers. Significant global attention has centered on the role of cash transfers in bringing efficiency to the humanitarian system and improving outcomes for crisis-affected populations. U.N. Secretary-General Ban Ki-moon has...

17 agosto 2016

Todo sobre los PTM: explicación de los programas de transferencias monetarias

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