Pagos digitales
La tecnología digital está transformando la manera en que respondemos a las emergencias. Las innovaciones abarcan desde cómo identificar a las personas elegibles para recibir asistencia, hasta la recopilación de datos para evaluaciones y monitoreo, así como la comunicación con las comunidades afectadas por situaciones de crisis. Los sistemas de pago digital, incluidos los dispositivos móviles, cupones electrónicos y tarjetas (cuando se utilizan apropiadamente) pueden proporcionar asistencia más oportuna, más segura, más eficaz en relación al costo, y más inclusiva. Sin embargo, a medida que el volumen de los datos personales que recogemos, almacenamos y compartimos sobre la gente crece, debemos garantizar que nuestros sistemas de protección de datos se mantienen al día, y que comprendemos y mitigamos los riesgos inherentes a las nuevas tecnologías.
Últimos recursos
Cash and Crises Series Episode I: Digital Money
Video
Cash and Crises is a series of financial literacy audiographics brought to you by CashEssentials, a private sector initiative with a social mission to support the relief and development community in understanding how cash is managed for society in times of crisis. In Episode 1, we start with a short...
Displaced & Disconnected – Connectivity for Refugees
Report
UNHCR recognizes that one of the ‘hard stops’ in facilitating mobile connectivity and access to finance for displaced populations is non-conducive regulatory environments. In particular, ID-related legal requirements have proven a significant barrier to access. For example, a refugee who cannot...
Unblocked Cash Pilot Full Report
Report
This full report details the project scope, impact and learnings from the Unblocked Cash pilot in Vanuatu. The project was delivered in partnership with Oxfam Australia and ConsenSys, with funds from the Australian Government, and utilised a stablecoin, Dai, as the underlying value .
Kızılaykart Cash Based Assistance, Information Note
Report
Following the first refugee wave in May 2011, refugees from Syria has continued to seek asylum in Turkey. As a result of the open-door policy between 2011 and 2015, Syrians were welcomed by the Turkish government and obtained legal status under temporary protection. Subsequently, Turkey is hosting more...
The Digital Lives of Refugees: How displaced populations use mobile phones and what gets in the way
Report
GSMA in partnership with UNHCR conducted quantitative surveys and qualitative research to understand the ways in which refugees are using mobile phones in order to help guide digital interventions by humanitarian organisations and mobile network operators. The research identifies key trends, statistics,...
Mitigating Risks of Abuse of Power in Cash Assistance – Workshop Nairobi, Kenya
Report
UNHCR and WFP are implementing a joint project to identify and mitigate risks of abuse of power by private sector service providers in the delivery
of cash assistance to vulnerable populations. The workshop, held in Nairobi on 10-11 December 2018, followed visits to the first two pilot countries,...
Improving user journeys for humanitarian cash transfers
Report
Humanitarian agencies are increasingly using digital payments, such as mobile money, pre-paid or smartcards, bank cards and electronic vouchers, to deliver cash assistance to affected populations. At the same time, the analysis and use of payment technologies have become more important, as have...
Cash for Shelter in Kenya – A Field Experience
Report
A study of a cash for shelter project in Kalobeyei that highlights how UNHCR uses cash assistance to help the refugees to transition to more durable solutions, in this case, integration with the host community. The project presents a paradigm shift from the traditional refugee camp planning process.
What I learned at the CALP Network’s Celebrating Digital Humanitarian Cash Event
Blog Post
This workshop was a triumphant but sad goodbye to ELAN, the Electronic Cash Transfer Learning Action Network. This was their closing event after four years of hard work, and they leave behind a rather magnificent legacy of tools, guidance, learning, webinars, resources and case studies on how to best...
Cash Week 2018: Looking around and looking ahead
Blog Post
Cash Week 2018 aimed to do two things: challenge us all to think differently about our work and to carve out a space to do so. In this blog, the CALP Network's Sophie Tholstrup reflects on the key debates from the week, and asks how we can build on this momentum and identify new ways of working to meet...
Multi-Purpose Cash Grant – A collaborative model for North-East Nigeria
Report
In recent years, there is an increasing commitment from donors and humanitarian actors to use cash transfers as a response modality where appropriate to meet multiple needs of the affected population in rapid onset and protracted emergencies. There is growing evidence that cash transfers give people...
An Assessment of ChildFund’s Emergency Cash Transfer Project in The Gambia
Report
Review of ChildFund’s pilot cash transfer intervention using mobile money, assisting people displaced by political crisis. Includes description of project design, results, assessment, and recommendations for future cash-based interventions. Project participants appreciated the cash which they used to...
Addressing Customer Due Diligence Obligations to Promote Rohingya Financial Inclusion
Report
This report seeks to demonstrate that viable solutions exist for undocumented refugees, and outlines successful examples in different contexts whereby alternative KYC approaches have been established for refugees. It further demonstrates that by identifying and assessing the risks and concerns around...
Humanitarian Cash Transfers and Financial Inclusion
Report
A case study on Kenya Red Cross Humanitarian Cash Transfers and Financial Inclusion along the Kenyan Coast. The study examines the extent to which humanitarian e-transfer beneficiaries increase their access and use of formal financial services and products such as payments, savings, credit or insurance.
Hygiene NFI Provision through Cash Assistance with E-Voucher Modality: PDM
Report
NCA & LWF Gure-shembola Refugee Camp CBI PDM report.
Gure- Shembola Refugee camp E-vouchor pilot program- Learning Document
Report
Norwegian Church Aid (NCA) in partner with Lutheran World Federation (LWF) have been completed their project using CBI approach. The project was aimed to provide Gure Shembola refugees with access to their choice of hygiene items through an e-voucher system. This learning document aims to document the...
Digital Financial Service Ecosystems in Bidi Bidi Refugee Settlement
Report
A report about the Digital financial services ecosystem Bidibidi refugee settlement, Uganda. This document consists of a mapping of the six pillars of the DFS in Bidibidi Refugee Settlement and Host Community, with funding from UNCDF.
CTP in Challenging Contexts: Case study on CTP and risks in northern Mali
Report
This case study was commissioned by the the CALP Network as the first output under the 2018–2019 workstream on cash transfer programming (CTP) and associated risks. The study aims to contribute to the body of evidence on CTP-related risks and mitigation strategies by drawing lessons learnt and...
Cash Transfer Programming in Armed Conflict: The ICRC’s Experience
Report
Money is the main means of survival for most people around the world. That remains the case in situations of armed conflict, when having cash to buy essential goods can mean the difference between life and death.
The ICRC’s experience shows that cash is an essential tool in humanitarian action in armed...
Cash Week 2018: Event Report
Report
Cash Week 2018 was a series of events aimed at advancing issues, reflecting, and preparing for the future of cash and voucher assistance. The events, which took place in London and online from 15-19 October 2018, were intended to provide opportunities for: Networking and collaboration between the CALP...
